- 5 - LUmière sur la CYberassurance / © Amrae Small and medium-sized companies are following the lead of large ones, despite a near-exit of their share of the market for this insurance following the sudden increase in premiums in 2020. Is this a choice of investment orientation, in a tense post-covid economic context, or a simple rejection of a somewhat crazy market? Overall, companies are investing in identifying their exposure, protection and prevention actions, with a significant increase in their cybersecurity budget, to deal with the legacy of a race to digitalization with prevention in second place. However, there are some limitations that can hinder these efforts: a highly competitive market for talent and expertise to strengthen cyber security teams and the lack of clearly defined and shared quality and prevention standards, for example. In this context, innovation is one of the keys to the solution. In addition to forums and conferences, companies are getting organized and coming together to share their practices and develop strengthened risk management systems that enable them to reassure themselves or create shared confidence outside the traditional market. Capitalizing on collective intelligence has always been a focus of Amrae’s work. This 3rd edition of the LUCY study is a perfect illustration: initiated by risk managers, carried out with brokers, shared with the community, it contributes to moving the lines in the right direction, in France, but also beyond our borders. I hope you enjoy reading it.
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