LUCY - Light upon cyber assurance

Light Upon CYber insurance / © Amrae - 3 - KEY FIGURES 22.3% A historically low loss ratio (LOSS RATIO)... ... which mainly reflects the results of large companies l Large companies: 16% l Mid-cap companies: 51% l Medium-sized companies: 100% The market continues to be driven by large companies, which alone account for 83% of the total volume of premiums paid for cyber coverage. +25% After a decline in 2021, the number of insured companies has returned to growth l Large companies: +17% l Mid-cap companies: +12% l Medium-sized companies: +53% €35million The amount of available capacity is increasing again in the large corporate segment only. l €35M for large companies (+12.7% compared to 2021) l €6M for Mid-cap companies (-8%) l €2.3M for medium-sized companies (-13%) 2.70% Premium rate growth slows in 2022 Evolution of the premium rate for large companies l 2019: 0.93% l 2020: 1.03% l 2021: 2.02% l 2022: 2.70%

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